The benefits of consolidated financial statements in the SME environment are often underestimated. Particularly in the case of growing groups of companies, consolidation is often only discussed when the relevant thresholds are exceeded and the law prescribes its preparation. As a management tool, but also for external stakeholders such as investors or banks, consolidated financial statements can be central to assessing the economic situation. There are often financial relationships between the companies in a group, such as current accounts or loans. Depending on the organisation, sales are also generated between the companies. Without the preparation of consolidated financial statements that eliminate intra-group relationships, it is often not possible to assess the overall economic situation.
According to Art. 963 OR there is an obligation to consolidate if a legal entity:
Two of the following three criteria in two consecutive financial years:
- Balance sheet total > CHF 20 million
- Sales revenue > CHF 40 million
- Full-time positions > 250
In the case of groups of companies with several legal entities that maintain financial relationships with each other, a clear picture of the economic situation is often not available. The consolidated financial statements show the economic situation of the group of companies as a single economic entity and serves investors, creditors and authorities as a basis for decision-making and ensures that all assets and liabilities are correctly recognised.
Full consolidation
Proportionate consolidation
Equity method
Setting up the consolidation is central to a smooth process
Especially for SMEs without their own finance department, it is advisable to seek professional support at an early stage in order to avoid mistakes and unnecessary extra work.
Consolidated financial statements should not only be prepared for the auditors, but should also be used as a management and decision-making tool. The implementation of consolidation poses practical challenges for many companies. Early preparation is crucial.